In addition to life insurance, we also offer information and quotes for annuities, disability income coverage, long-term care coverage, etc. Below you will find a brief summary of each, please click the appropriate link to request a quote or call and speak to a representative at 1-800-966-6641.

Term Life Insurance- Term Insurance is life insurance coverage for a specified period of time. Term periods can be for 1 year, 5 years, 10 years, 15, 20, and even 30 years. For example, a 30 year level term would guarantee a level premium for 30 years based on a specified death benefit. Term life is usually the least expensive form of life coverage.

Annuity- A contract between an insurance company and an individual that generally guarantees lifetime income to the individual or whose life the contract is based in return for either a lump sum or periodic payment to the insurance company. Interest inside an annuity is income tax-deferred until it is paid out or withdrawn.

Disability Income Coverage - Insurance designed to replace a percentage of earned income if accident or illness prevents the beneficiary from pursuing his or her livelihood.

Long-Term Care- An insurance policy that provides nursing home, home-health care, personal or adult day care for individuals with a chronic or disabling condition that needs constant supervision. Long-Term Care insurance offers more flexibility and options than many public assistance programs.

If you would like to read a little bit about the history of OMNIQuote, please click the link on the left hand side of the screen entitled "Our Firm".